Donor tools
What is your gift worth at tax time?
Estimate the tax benefit of a gift to a donor-advised fund using 2026 brackets and standard deductions.
How do you file?
It sets the standard deduction your gift has to clear before itemizing is worth anything. 2026 figures.
What the number means
It is the tax you do not pay
Not the size of the gift. The estimate applies your marginal rate to the extra deduction your gift provides beyond what you would already deduct.
The standard deduction comes first
Itemizing only pays once everything you would itemize adds up past it. Under that line, a gift changes nothing on your return.
There is a ceiling each year
A gift can only be deducted against so much of your income in one year. What goes over carries forward for five more.
2026 brackets
The marginal rate the tool picks for you, by filing status and income.
Single
| Taxable income | Rate |
|---|---|
| $0 to $12,400 | 10% |
| $12,400 to $50,400 | 12% |
| $50,400 to $105,700 | 22% |
| $105,700 to $201,775 | 24% |
| $201,775 to $256,225 | 32% |
| $256,225 to $640,600 | 35% |
| $640,600 and up | 37% |
Married filing jointly
and qualified widow(er)
| Taxable income | Rate |
|---|---|
| $0 to $24,800 | 10% |
| $24,800 to $100,800 | 12% |
| $100,800 to $211,400 | 22% |
| $211,400 to $403,550 | 24% |
| $403,550 to $512,450 | 32% |
| $512,450 to $768,700 | 35% |
| $768,700 and up | 37% |
Married filing separately
| Taxable income | Rate |
|---|---|
| $0 to $12,400 | 10% |
| $12,400 to $50,400 | 12% |
| $50,400 to $105,700 | 22% |
| $105,700 to $201,775 | 24% |
| $201,775 to $256,225 | 32% |
| $256,225 to $384,350 | 35% |
| $384,350 and up | 37% |
Head of household
| Taxable income | Rate |
|---|---|
| $0 to $17,700 | 10% |
| $17,700 to $67,450 | 12% |
| $67,450 to $105,700 | 22% |
| $105,700 to $201,750 | 24% |
| $201,750 to $256,200 | 32% |
| $256,200 to $640,600 | 35% |
| $640,600 and up | 37% |
An estimate, not tax advice. It uses one marginal rate rather than working through the brackets, and it does not know anything else on your return. Talk to your own advisor before acting on it.
